BANK FOR THE POOR

Many say that poor people can not be trusted. But not made by Muhammad Yunus. Poor people to do certain pembianaan proved more reliable. The crisis in Indonesia has proven that conglomerates less reliable.

Muhammad Yunus started from in 1976, when he reached into his own pocket for $ 27 loaned to a group of poor craftsmen in the town of Jobra Bangladesh. To encourage groups of other poor, the economics professor is willing to be guarantors to the Bank Conventional, so Jeffrey Gangemi writes in Business Week Online. Professor Muhammad Yunus tried to meet with bank managers in the Chittagong University campus and recommend to lend money to poor groups are. "You crazy? It's not possible. How could we lend money to poor people? They are not eligible to receive credit "the bank manager said. "At least try., Who knows .. after all the money involved was small." Persuaded Muhammad Yunus. "I will not. Our rules do not permit it.They can not give guarantees, and that small amount is not worth lending. Try to find a more competent officials than me "said the manager. Muhammad Yunus and then after a few days to get around the bank officials who may be asked to work together to give credit to the poor, and eventually bring results on the condition that Muhammad Yunus as a guarantor. The bank officials said "The poor people who receive the money will not return". "I'll try" said Jonah. It turned out that groups of poor people can be trusted and return the money to Muhammad Yunus, and then he met bank manager who was on campus to ensure that poor groups can be trusted. The bank manager said: "Oh do not be gullible. They are fooling you. Try it, they'll be more money and would never give it back to you ". Muhammad Yunus lent more money and well turned out and return it to the bank manager told them. The bank manager commented "Well, maybe you could do this in one village, but if you do these two villages will not work." Then Jonah made to two villages and it also worked well. With a deposit of money and report to the Manager of the Bank, the Bank manager commented again that this will not work for five villages. And Yunus proved that for five desapun also running.

Muhammad Yunus's mind finally came to establish the Bank for the poor and October 2, 1983 that he stood Bank aspire, namely the Grameen Bank. Bank for the poor people have now lent $ 5.1 billion to 5.3 million poor people. May we terketuk heart to be another Muhammad Yunus in this beloved Indonesia.